Mortgage Guides

Practical mortgage guides, written in plain English

Deposits, affordability, credit and the mortgage process explained clearly, so you know what to expect before you speak to an adviser.

Self-Employed

Can I Get a Mortgage If I'm Self-Employed?

How lenders assess self-employed mortgage applicants, what documents they typically want to see, and how sole traders, directors and contractors differ.

Remortgage

When Should I Remortgage?

When to start looking at remortgaging, why timing matters before your fixed deal ends, and what happens if you do nothing.

First-Time Buyer

How Much Deposit Do I Need to Buy a House?

A plain-English look at mortgage deposits: typical minimums, how loan-to-value affects your rate, and ways people commonly build a deposit.

A family relaxing together on the sofa in their home

Ready to talk mortgages?

Whether you are buying, moving, remortgaging or you simply want to understand your options, speak to the ICE Mortgages team. No jargon, no pressure, just a straight conversation about what is possible.

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